British Mortgage Awards Finalist 2020 - UK Best Broker Overall
Can I save on my mortgage?



Is it a good time to remortgage?
You can apply to remortgage your home at any time, but there’s no point in switching mortgages for the sake of it. The best time to remortgage is when you’d end up in an improved financial situation as a result.
The base rate has risen significantly in 2022, as a result of rising inflation, and the knock-on effect is that mortgages are now more expensive.
With this in mind, it may be beneficial to lock into a competitive fixed rate now to avoid higher costs later.
Remember when you remortgage before the end of your current deal you’re likely to have to pay an early repayment charge (ERC). It’s important to weigh up whether the saving from remortgaging outweighs this one-time cost before taking the plunge.
Should I go with a mortgage broker
Which mortgage advisor is best to go to
Protection
Financial Protection provides vital reassurance when you need it the most, usually when the unexpected happens. We take it as our moral duty of care to help you make an informed decision on protecting yourself, your family and your home at the most crucial time.
The initial consultation to establish your requirements is free.
Example One
A first-time buyer had a 2 -year fixed-rate mortgage. The new rate with the same provider was 0.9 % higher, which could result in increasing the monthly repayment by £240/month.
Based on their situation, there were a few other lenders that could offer a competitive price that saved them £190/month on their monthly repayment.
Example Two
A 57-year-old had been paying their mortgage for the past 16 years. His property gone up in value which resulted in the same lender offering very competitive rate that saved him £210 on his monthly repayment.
The initial consultation to establish your requirements is free.

Finest Mortgage Solutions Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered Office: Finest Mortgage Solutions Ltd, 24 Wolverhampton Road, Pelsall, Walsall, WS3 4AB
Registered Company Number: 13466367. Registered in England and Wales.
The Financial Conduct Authority does not regulate all Buy to Let mortgages
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Please note emails are checked outside of opening hours but phone calls will be unavailable.